Are There First-Time Buyer Programs in Northern Virginia?

Are There First-Time Buyer Programs in Northern Virginia?

Yes — and many buyers don’t realize how much help is available!
Virginia Housing (formerly VHDA) offers low-interest loans and down payment grants for qualifying first-time buyers. Some programs even combine 100% financing with lower mortgage insurance costs.
Counties like Fairfax and Loudoun also offer targeted programs for moderate-income buyers purchasing their first home in the area.
If you’re using a VA loan, you already benefit from one of the best programs in the nation — no down payment, no PMI, and flexible credit standards.
These programs can dramatically reduce the cash you need to close, making homeownership achievable sooner.
💡 Pro Tip: Working with a local lender familiar with Virginia Housing guidelines ensures you don’t miss opportunities for assistance.
Let’s schedule a quick consult to see which programs you qualify for. 

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